Acta Scientiarum Polonorum
Silvarum Colendarum Ratio et Industria Lignaria

The content of the article submits an assessment of effectiveness of predictive constructed models Hołda, Gajdki and Stosa, Prusaka and Poznański. The research material consisted only of financial economic units pieces of information focused in the wood – furniture sector. The period of analysis covered the years from 2003 up to 2012. The main method applied in this investigation was a multivariate discriminant analysis which had been used for three years before bankruptcy. To evaluate the effectiveness of the analysed models there was a need to avail both, the matrix classification of enterprises and the odds ratio. As the result of the analysis the best effectiveness was achieved applying the model of Hołda.